I have over 13 years experience in the mortgage business. Southwest Funding has a lot of options that other banks do not have. 1. Wholesale rates (not retail) 2. No application fee. 3. I have never had a client go to closing and either didn't close or walked away because rates, fees, etc. changed. FHA, VA, Reverse Mortgages (Low fees), Rural Housing (100% Purchase loans) Jumbo, Harp Loans (For those who have mortgages that are underwater or are having a hard time refinancing) Conventional. If I can't get you approved, nobody can! I will help you all the way through the process. I'm looking forward to meeting you!