I have over 13 years experience in the mortgage business. Southwest Funding has a lot of options that other banks do not have. 1. Wholesale rates (not retail) 2. No application fee. 3. I have never had a client go to closing and either didn’t close or walked away because rates, fees, etc. changed. FHA, VA, Reverse Mortgages (Low fees), Rural Housing (100% Purchase loans) Jumbo, Harp Loans (For those who have mortgages that are underwater or are having a hard time refinancing) Conventional. If I can’t get you approved, nobody can! I will help you all the way through the process. I’m looking forward to meeting you!

The Summit Urology Approach to CareAt Summit Urology, we not only specialize in urinary health, we specialize in pushing the boundaries of urinary care through: * Advanced technology—Our facility includes advanced diagnostics and treatment technologies that most other urologists can offer on site, including state-of-the-art X-ray facilities. * SurgiCare, our affiliated on-site outpatient surgery center—More than 90% of the procedures you may need can be done on site. This ensures your privacy and convenience and avoids hospital hassles. And dont worry, anesthesiologists from the hospital come to us, when or if theyre needed. * A uniquely organized team of specialists—Were discovered the best way to combine our abilities for the benefit of all our patients, giving us a range of skills and knowledge that is hard for other clinics to match. We treat: o Oncology (prostate, kidney, bladder and testicular cancer) o Benign prostate enlargement (benign prostatic hyperplasia) o Male/female incontinence o Kidney stones o Male infertility o ED (erectile dysfunction) o Circumcision o Penile implants o No-scalpel vasectomy o TUNA (Transurethral Needle Ablation), a minimally invasive treatment for benign enlargement of the prostate * Extreme dedication to patient comfort and privacy—Comfort is so important that we created a unique facility to maximize your privacy and convenience. For example, all walls have extra soundproofing, examination rooms do not have windows, and our surgical scheduling and checkout areas are located where other patients cant overhear. * Convenience that makes a difference—Located next to State Road 37 in Bloomington, Indiana, Summit Urology is easy to find. And our new Martinsville location makes us more convenient than ever. Plus, were just 20 minutes from other area cities, including Bedford and Spencer, making us a convenient choice for patients throughout south-central Indiana.

$250 “total” closing cost to refiance your mortgage, and only $395 for a purchase!Union Savings Bank is a state-chartered savings association headquartered in Cincinnati, Ohio. Founded in 1904 on the premise that a savings association should serve the community by encouraging savings and promoting affordable home ownership through prudent lending of deposits, Union now operates 25 full service Savings Branches in Cincinnati, Dayton, Columbus, Ohio and Indiana. In addition, we have 28 offices in various locations in Ohio, Kentucky and Indiana that process Mortgage loan applications.Each Union employee is trained to recognize that our commitment is to provide personalized financial service to each depositor and borrower. This gives us a distinct advantage over larger financial institutions. Traditional banking services include personal and commercial checking and savings accounts, certificates of deposit, money market accounts and a full range of mortgage loan products. Our experienced lending staff can assist you in financing your new home with the personal attention you deserve. We pride ourselves on providing personal, friendly service and developing banking relationships with our customers.If you are a current customer, we’d like to take this opportunity to thank you for your valued business. If you are considering opening an account or arranging a loan, it’s time we got to know you.

Bloomington in Bloom is a city-wide initiative encouraging community members to play a role in making Bloomington a better place to live, work and visit. We are encouraging individuals and groups to recycle, plant trees, volunteer, display flowers, compost, pick up litter, remove graffiti, garden – because beautifying Bloomington starts with you!Bloomington will compete against other cities with a population between 50,001 and 100,000, as part of the The America in Bloom competiton. Winning such an event will bring a great deal of recognition to our great city, which is important to economic and cultural development.Participating in the planning provides many benefits including:• improved quality of life• enjoyable results• greater community involvement• recognition for volunteer efforts• inspired imaginations• beautified spaces• educational opportunities• shared ideas• new friendshipsAlthough it is not necessary to register to view a wealth of information on our site, we hope that you will want to participate in our forum and possilby receive email updates of upcoming events. Communication is a very important to the success of a project and this is a great way for us to communicate with the community and for you to share your thoughts and ideas. Community involvement starts with communication.

Think of me as your real estate connection in southern Indiana, cities of Bloomington, Bedford, counties of Monroe, Lawrence and the surrounding counties of Owen, Brown, Greene and Orange. I specialize in the marketing and selling of new and existing real estate within the multiple listing services of the Bloomington Board of REALTORS, Bedford Board of REALTORS and MIBOR (Metropolitan Indianapolis Board of REALTORS). I will represent you on any of the listings, regardless of who the listing agency (agent) is. Whether selling, buying, investing, building a home or need relocation information, call me, as your REALTOR , I will assist you with your current and future real estate needs with quality service and quality information that will benefit you. It is my job to make the buying and selling process rewarding and trouble free for you. I believe in building a long-term relationship with my clients. Call me, I am, “Your Access to Success in the Real Estate Business”.Remember: SELLER+BUYER+ARLENE=SUCCE$$.

Camping Resort on Lake Monroe

Representing Buyers and Sellers for over 10 years ABACUS – Service you can “count on”